This tag curates essays exploring **Human Debt™**, the hidden execution risk that builds when people stop speaking up, systems degrade, and leadership loses signal. Start here to understand why strategy fails in practice — and what to do about it.
Human Debt
Human Debt
A classic enterprise phrase hides a deeper truth: decisions made to avoid blame quietly accumulate Human Debt. This essay revisits why “nobody gets fired for buying IBM” was never about safety - and why courage, not risk aversion, is the real competitive advantage.